Regions Bank Commercial Credit Services Underwriter in St Louis, Missouri
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
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At Regions, the Commercial Credit Services Underwriter works within the Credit Products group to analyze commercial credit requests, prepare credit approval packages, recommend underwriting structures, and makes credit decisions.
Uses strong credit skills to competently complete credit approval activities with some management oversight
Analyzes credit opportunities using standard or custom risk analysis templates, including Moody’s Risk Analytics, and provides to team management for feedback and approval
Demonstrates knowledge of loan policy and competency to interpret financial data, sources of repayment, and propose appropriate structures
Understands key risk drivers and articulates strengths of the deal, as well as weaknesses and mitigating factors
Works collaboratively with multiple stakeholders including credit officers and relationship managers
Exercises independent judgment and adjudicates credit requests.
This position is exempt from timekeeping requirements under the Fair Labor Standards Act is not eligible for overtime pay.
This position is incentive eligible.
Bachelor’s degree in accounting, finance or related field (four (4) years of commercial loan underwriting, analysis or portfolio management experience may be substituted for a bachelor's degree)
Five (5) years of commercial loan underwriting, credit analysis or portfolio management experience
Skills and Competencies
Organized, detailed, can multi-task and manage multiple projects and deadlines
Strong verbal and written communication skills
Ability to identify and voice issues
*May be filled at a higher level depending on qualifications and relevant experience.
*May be filled remotely based on the location of the talent.
Bring Your Whole Self to Work
We have a passion for creating an inclusive environment that promotes and values diversity of race, color, national origin, religion, age, sexual orientation, gender identity, disability, veteran status, genetic information, sex, pregnancy, and many other primary and secondary dimensions that make each of us unique as individuals and provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work is the right thing to do.
OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans